At Ritmo we help entrepreneurs grow faster.
We offer you up to €3 million in non-dilutive capital to accelerate your growth.
Traditional banking and venture capital do not meet the needs of digital companies.
Their offer is outdated, demanding guarantees that stifle entrepreneurs, in processes that take months to complete.
No more diluting and losing control of your company with private equity funds and no more providing personal guarantees in eternal processes with traditional banks.
Ritmo is the best way to finance the growth of your business: fast, 100% online, flexible and transparent:
- Fast: receive your offer in 24 hours and receive the funds in less than 5 days.
- Flexible: Pay as your sales grow. You only pay a small percentage of your future income. No fixed date for repayment: we adapt to your sales pace.
- Transparent: One fixed rate, no surprises or hidden costs.
- Friendly: Non-dilutive capital. Keep control of your business. No guarantees. Don't risk your house or your car.
At Ritmo we are by your side when you need it most, offering you non-dilutive capital for:
- the launch of new products and catalogue expansion
- the opening of new markets
- covering you in the peaks caused by the seasonality of your business (holiday periods, Christmas, Black Friday...).
With our pricing model you pay at your own rhythm:
- Our revenue share model means you only pay when you generate sales.
- You simply pay with a small % of your future sales until you repay the principal plus the fixed commission.
- Flexible payback period, 100% tailored to the pace of your sales
- If your revenue stops or slows down, so do repayments
- Revenue share varies between 3% and 15%, depending on your metrics
- The fixed commission for capital drawdown is:
- for e-commerce: 6% (5% for Wayra's investees)
- for SaaS: 1.2% per month, in 12-month periods (1% for Wayra investees).
- No fixed repayment date
- No personal guarantees
- No loss of equity or control of your company
- No hidden costs
Ritmo we are reinventing financing for digital startups in the growth phase. Are you in?
- Wayra Hubs & Wayra X
- Wayra Activation Programme
- Open Future